Growing up in poverty made me yearn to have "things."
I loved fashion and that is where it began. I started with my first clothing store credit card, then evolved to general credit cards like Visa and MasterCard. They gave me unrestricted shopping access with spending limits that felt like "free money."
I got to the point where I had the clothes and wanted the fun to go with them.
That is where the vacations came into play. When I didn't have money for what I wanted, I would pull a loan and get it. It was fun and then reality set in......
I owe a ton! I owe loans, credit cards, vehicles and a mortgage to name a few of my personal debts. Now, I am older and wiser and on a mission to become debt free while providing for my family, having fun, and still have a few pair of stilettos in my closet.
Now in the economy that I live in (Michigan) it is time to grow up and Act My Wage!
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